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Associate General Counsel - Consumer Finance - 3DKGQ in Buffalo, NY at M&T Bank

Date Posted: 8/27/2018

Job Snapshot

Job Description

M&T Bank

Legal Division

Administrative Vice President – Consumer Finance Attorney

Buffalo, NY - Preferred

NYC, NY - Alternate location


The successful candidate will be located in (i) New York City, NY, (ii) Buffalo, New York or (iii) Wilmington, Delaware and will be supporting the consumer mortgage, servicing and lending divisions of M&T Bank.  More specifically, the successful candidate will:  


Partner with senior management overseeing the consumer mortgage, servicing and lending divisions of M&T to provide strategic legal advice and guidance.


Support the consumer mortgage and servicing divisions of M&T, including with respect to mortgage origination, front-end servicing, and default servicing,


Support the consumer lending divisions of M&T, including with respect to consumer origination and servicing of direct loans (secured and unsecured), HELOCs, credit cards and indirect  financing.  Such advice will include compliance with applicable state and federal laws and regulations such as the Truth in Lending Act (TILA), Equal Credit Opportunity Act (EEOA), Servicemembers Civil Relief Act (SCRA), Fair Credit Reporting Act (FCRA), fair lending and Fair Housing Administration (FHA) laws, as well as the regulations that implement those laws. 


Provide legal advice to the consumer mortgage and lending divisions with respect to product development, operations, compliance programs and business line policies and procedures, including required customer facing agreements, documents and disclosures. 


Identify, evaluate and escalate legal and regulatory risks affecting M&T relating to the consumer mortgage, servicing and lending divisions of M&T.


Oversee outside counsel retained to advise on consumer mortgage, servicing and lending divisions of M&T.


Partner with M&T’s compliance, risk and audit groups on consumer mortgage, servicing and lending matters.


Keep senior management and other personnel up to date on pertinent legal and regulatory developments, including legal risks.


Minimum Qualifications


J.D. degree required.  Licensed to practice law in New York or Delaware (or ability to obtain in-house counsel license in New York or Delaware, as applicable)


Minimum of ten (10) years plus of relevant experience  


Ability to handle multiple tasks, take on new responsibilities and prioritize work in a deadline-intensive environment; experience in leading and facilitating change


Ability to understand and integrate details of business/operational/systemic environment in applying legal and policy requirements


Experience in mortgage and consumer finance laws


Strong desire to support the identification, evaluation and escalation of legal risk issues




M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.