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Business and Planning Analyst III – Credit Policy Monitoring Analyst - 3DH7W in Buffalo, NY at M&T Bank

Date Posted: 3/6/2018

Job Snapshot

Job Description

Business & Planning Analyst III – Credit Policy Monitoring Analyst Loan Administration Credit Division M&T Center Buffalo, NY  
FUNCTION: Responsible for leading and executing credit policy control testing engagements across a defined portfolio, including formulating solutions to minimize the impact of identified issues.   Responsible for planning, executing, and reporting on testing of applicable Credit Division policy controls which are designed to manage and mitigate credit risk. Communicates issues and control improvements to the Credit Policy Controls Team and Bank Management. May act as project leader on appropriate assignments. POSITION RESPONSIBILITIES: Design, execute, and review detailed credit policy control test plans according to formalized timelines.  Plan, execute, and document testing engagements in a risk-focused manner while maintaining independence and department and professional standards. Research applicable policies, controls and processes within the business. Build strong partnerships with business stakeholders and other testing team members. Perform other related assignments as requested by management. Develop, review, and report results. Review results for integrity, and report findings. Maintain a repository of documented test plans. Encourage integrated testing concepts; the use of technology, and make suggestions on testing approach changes to improve the efficiency and effectiveness of testing procedures. Identify corrective action, formulate solutions to minimize impact of identified issues, communicate to appropriate business units, and follow-up to ensure corrective actions are implemented. Gain and develop a detailed understanding of processes or associated technology to identify control gaps or to make recommendations that address the identified gaps. Work with Management to obtain responses that address the identified issues. Recommend design and/or modification to control procedures, documenting procedures and disseminating to affected parties. Evaluate, test, and report on the adequacy and effectiveness of the control environment. Analyze risks and proactively identify the root-cause of issues with a view to providing recommendations for improvement where weaknesses are identified. Finalize test findings and use judgment to provide an overall opinion on the severity of the risk. Manage multiple tasks concurrently in an efficient and effective manner with minimal oversight. Promote an environment that supports diversity and reflects the M&T Bank brand.   NATURE AND SCOPE: The position requires substantial interaction with both internal and external contacts in order to obtain pertinent information. 
The position may act as liaison between department and other business units on various projects.
The incumbent works independently under very limited supervision as well as a member or a project leader of a project team.
MINIMUM QUALIFICATIONS REQUIRED: Bachelor’s degree and a minimum of 5 years related work experience, or in lieu of a degree, a combined minimum of 9 years higher education and/or work experience, including a minimum of 5 years related work experience Excellent oral and written communication skills. Strong analytical ability and creative problem solving skills. Strong data interpretation skills. Ability to function as a project leader.   IDEAL QUALIFICATIONS PREFERRED: Minimum of 2 years banking industry experience. Minimum 1 year prior departmental experience. Ability to interact effectively with all levels of personnel. Ability to work independently and function as a member of a project team. Ability to function as a project leader. Detail oriented. Skilled proficiency in the use of spreadsheet, database, graphing, presentation, and department specific software, with a working knowledge of financial models. Familiarity and understanding of Commercial Lending and Credit Policy.  
ABOUT M&T At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.