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Business Credit Card Product Manager - 3DHV3 in Buffalo, NY at M&T Bank

Date Posted: 6/11/2018

Job Snapshot

Job Description

BASIC FUNCTION:
Responsible for the profitability and strategic direction of the business credit card product line. Ensures product/services are marketable, profitable and comply with legal and regulatory requirements.
POSITION RESPONSIBILITIES:
Develop a thorough understanding of the credit card business and its functions, processes, and operations.
Combine technical understanding with business knowledge to anticipate impacts of strategy and process change.
Recommend product pricing and understand cost structure, as well as understand and manage product risk.
Ensure product complies with legal or regulatory requirements
Manage all aspects of new product implementation and existing product modification to include but not limited to the design and development of services; act in a liaison capacity with affected departments.
Review new developments in credit card industry, evaluating and recommending new services or new products, or the modification of existing services or products.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
NATURE AND SCOPE:
The incumbent has extensive contact with other bank departments for the effective and profitable marketing and enhancement of existing products.
MANAGERIAL/SUPERVISORY RESPONSIBILITY:
The position is not responsible for managing a staff.
MINIMUM QUALIFICATIONS REQUIRED:
Bachelors degree (or Masters) in Finance, Business Management, or Marketing

Five to seven years experience in marketing, bank operations or credit analysis.

Strong interpersonal and analytical skills
Highly organized with an ability to multi-task
Demonstrated ability to work as part of a team, as well as contribute on an individual basis
Outstanding interpersonal and verbal and written communication skills
Demonstrated leadership skills
IDEAL QUALIFICATIONS PREFERRED:
Project Management skills
Strong developmental and research ability

Marketing and/or product management experience preferred
About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance our career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.