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Commercial Credit Sr Counsel - 3DHQ6 in New York, NY at M&T Bank

Date Posted: 5/23/2018

Job Snapshot

Job Description


M&T Bank

Commercial Credit Sr Counsel

Locations: Buffalo, NY, Wilmington, DE or  NYC, NY


The successful candidate will join a small and growing practice group in the Legal Department of M&T Bank Corporation (NYSE: MTB), providing primary legal counsel and support to several business units at MTB-affiliated lending entities (most notably, M&T Bank, a New York chartered bank with branches and/or commercial lending offices in multiple states) that solicit, underwrite, document, fund, service, oversee and/or support business-purpose credit financing.  These internal clients operate primarily within the Commercial Division (serving middle-market and large businesses) and Business Banking Division (serving small businesses) of M&T Bank.  The scope and type of financing includes all varieties of secured transactions, involving all types of both real estate and non-real estate collateral.


More specifically, the successful candidate will need to excel in the following roles: 


Addressing day-to-day legal issues on new and existing commercial credit transactions, including reviewing, negotiating and revising commercial credit documents


Providing daily legal support for the internal documentation preparation unit primarily responsible for generating loan and collateral documentation for smaller commercial credit transaction.


Drafting, maintaining and enhancing template agreements and forms for use in documenting commercial credit transactions.


Approving and overseeing outside legal counsel used to close commercial credit transactions.


Advising on the development and implementation of new credit products, services and distribution channels (e.g., digital lending and electronic signatures.


Advising on business unit expansion in new markets.


Monitoring and advising client groups on any relevant federal and state laws, regulations and guidelines relating to commercial credit (e.g., UCC Article 9, ECOA and Regulation B, FCRA, Fair Lending, Anti-Tying Regulations, SBA loan programs, etc.)


Identifying, evaluating and escalating legal and regulatory risks relating to commercial credit.


Providing Legal Department representation and support for various Commercial Division and Business Banking Division committees and working groups.


Monitoring industry developments and participating in industry and peer bank meetings.



J.D. degree 

Licensed to practice law (or ability to obtain an in-house counsel license to do so) in one or more of the following states:  PA, MD, NJ, NY, DE

Minimum of 5 years of transactional experience as lead attorney handling documentation, closing and related legal issues relating to at least one (and preferably both) of the following (listed in order of preference):

-commercial real estate secured loan transactions for financial institutions

-non-real estate secured loan transactions for financial institutions

Self-motivated and seasoned professional with a proactive approach to work and challenges

Superior analytical skills

Exceptional written and verbal communication skills; ability to communicate and relate effectively with internal and external constituencies at all levels (from senior management to lower level staff personnel), including: (i) internal clients representing business lines and support areas; (ii) external legal counsel representing the bank, borrower and third parties; (iii) regulatory officers; (iv) counterparts at peer institutions and other industry representatives; etc.

Strong interpersonal and teamwork skills; ability to influence through collaboration and leadership

Ability to effectively handle multiple tasks, take on new responsibilities, adapt and prioritize work in a deadline-intensive environment

Ability to understand and integrate details of business/operational/systemic environment in applying legal and policy requirements

Experience in identifying, evaluating and escalating legal and regulatory risk issues affecting financial institutions
About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.

 M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.