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Consumer Credit Representative I - 3DJRP in Buffalo, NY at M&T Bank

Date Posted: 7/24/2018

Job Snapshot

Job Description

Basic Function:

Evaluate consumer loan applications for the extension of credit in a timely manner, ensuring a quality loan portfolio.


 

Responsibilities:

Decision all newly originated branch, dealer LPO, Telephone Banking and Web loan requests within established guidelines. Follow matrix and refer exceptions to senior management. Countersign loan within authority.

 

Communicate all loan decisions to branches, dealers, and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act guidelines.

 

Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending, and Fraud Procedures.

 

Monitor assigned individual and regional work queues.

 

Perform other duties as requested by management.

 

Minimum Qualifications:

Associates degree or equivalent in experience. Minimum one year consumer credit experience.M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.