Career Search

Counsel – Digital Services and Emerging Payments - 3DHTL in Buffalo, NY at M&T Bank

Date Posted: 8/10/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Buffalo, NY
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    8/10/2018
  • Job ID:
    3DHTL

Job Description

M&T Bank

Counsel – Digital Services and Emerging Payments

Preferred Location- Buffalo, NY

Alternate Locations: Wilmington, DE or NYC, NY


 

The successful candidate will be based in (i) Buffalo, NY, (ii) New York City or (iii) Wilmington Delaware, and will support business units of M&T Bank Corporation (and its affiliates) (“MTB”) that provide digital banking services and that are involved in emerging payment initiatives.  Digital services include MTB’s public-facing websites, online banking platforms, telephone banking and mobile banking.  Emerging payment initiatives include real-time-payments, person-to-person payments and emerging authentication technology, such The Clearing House (TCH) real-time-payment system, Zelle payment service, Apple Pay and Google wallet and payment solutions.  In particular, business units that provide digital banking services concentrate on the use of electronic and emerging technology to develop and enhance products, services and customer experience related to cards, payments and other consumer and business online banking activities. 

 

More specifically, this candidate will provide legal support for:  

 

Day-to-day legal matters for the business lines that provide digital banking services and that are involved in emerging payment initiatives

 

Advice on the development and implementation of new digital and emerging payment products and services, such as mobile banking applications, digital wallets and real-time payments

 

Initiatives to enhance digital engagement and interaction with customers, such as social media initiatives and initiatives to enhance customer-experience and usage of digital services

 

Drafting and updating template contracts and forms for the provision of digital services and emerging payment services, such as MTB’s Digital Services Agreement

 

When necessary, drafting and negotiating contracts with consumer and business customers for the provision of digital services and emerging payment services

 

Advice on relevant federal and state consumer and non-consumer laws and regulations relating to digital services and emerging payments, including the E-Sign Act and UETA, Telephone Consumer Protection Act (TCPA), Data Privacy laws, FFIEC Guidance on Authentication,  Electronic Funds Transfers Act (EFTA) and Regulation E, Uniform Commercial Code Article 4A and UDAAP

 

Overseeing any outside counsel used to provide legal advice on digital services and emerging payments

 

Participating in industry meetings and groups, including The Clearing House (TCH), to keep abreast of laws and issues affecting digital services and emerging payments

 

Participating in MTB committees relating to digital services and emerging payments

 

Working with Compliance, Risk, Vendor Management, Privacy Office and Audit with respect to digital services and emerging payments

 

Advising senior management and other personnel on pertinent legal and regulatory developments, including legal risks, affecting digital services and emerging payments

 

Minimum Qualifications


 

J.D. degree required.  Licensed to practice law in, as applicable, New York or Delaware (or ability to obtain an in-house counsel license in New York or Delaware, as applicable).

 

Minimum of 4plus years plus of experience as an attorney

 

Ability to handle multiple tasks, take on new responsibilities and prioritize work in a deadline-intensive environment; experience in leading and facilitating change

 

Ability to understand and integrate details of business/operational/systemic environment in applying legal and policy requirements

 

Experience advising digital services and/or payments laws

 

Experience identifying, evaluating and escalating legal risk issues

 

Strong communication skills to deal with internal and external constituencies, including senior business leaders; external counsel; risk, compliance and audit counterparts at the organization; counterparts at other companies; and industry representatives

 

Exceptional written and verbal communications skills; ability to communicate and relate at all levels of the organization

 

Strong interpersonal and teamwork skills and ability to influence through collaboration

 

Demonstrated experience in leading others, both through direct relationships and/or indirectly (influencing without direct authority)

 

#LI-KB1

 

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.