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Credit Policy Analyst II - 3DJW5 in Buffalo, NY at M&T Bank

Date Posted: 7/24/2018

Job Snapshot

Job Description

Credit Policy Analyst II

Credit Division

M&T Center

Buffalo, NY


Responsible for organizing and controlling all aspects of M&T’s Credit Policy Manual to include but not limited to: drafting with limited supervision changes to Credit Policy that are clear, conscience and follow proper formatting. Member of a working group and approval committee(s) designed to shape and construct future credit policies of the bank. Conduct industry research and peer analysis and recommend changes in policy.
Work with the lines of business and the Credit division to draft, with limited supervision, changes to Credit Policy that are clear, conscience and easy to understand.
Coordinate Credit Policy working groups and facilitate update/development of credit policies.
Conduct Credit Policy research and apply industry best practices.
Ensure Credit Policy maintenance (document updates and track and monitor change requests).
Prepare communications of Credit Policy changes to stakeholders.
Assist with the preparation of Credit Policy training materials and annual updates.
Conduct statistical and documentary research and draft policy changes, correspondence and charts/spreadsheets
Maintain general contact and act as a liaison with leadership with respect to working groups and committees.
Mentor junior staff.
Develop analytics to support recommendations and updates to Credit Policy.
Support division initiatives to understand and mitigate impacts to credit administration resulting from current as well as enhanced policies. Work with business line leadership to ensure their awareness of risk-related issues and mitigation.
Assist with the identification of credit policy controls and review of test scripts.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.

The position requires substantial interaction with both internal and external contacts in order to obtain pertinent information.
The position acts as liaison between department and other business units on various projects.
The incumbent works independently under very limited supervision as well as a member or a project leader of a project team.
Serves as resource for junior employees.
Mentoring, leadership of junior staff.
Bachelor’s degree (English/Business/Communications) and minimum of 3 years financial services experience including documenting policies and procedures or in lieu of degree, a combined minimum of 7 years higher education and/or work experience including 3 years financial services experience including documenting policies and procedures.
Previous experience writing documents that can be presented and understood to higher authorities.
Proficient in utilizing software applicable to documenting policies and procedures.
Ability to convey technical material in a concise and effective manner.
Ability to simplify complex processes/concepts to maximize audience understanding.
Experience with various bank systems.
Experience with the Commercial Bank process\\procedures and controls.
Previous experience as a paralegal.
Highly skilled proficiency in the use of spreadsheet, database, graphing, presentation, and department specific software.


We encourage candidates with relevant military experience to apply.

About M&T

At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T.  As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.


#LI-RS1M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.