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Distribution Specialist I- Branch/ATM Analytics - 3DI0H in Buffalo, NY at M&T Bank

Date Posted: 4/16/2018

Job Snapshot

Job Description

Develop, recommend, and implement distribution strategies across M&T’s footprint. Optimize branch, ATM, and TCR distribution strategies by providing supporting analysis, gaining internal approval, implementing, and track/reporting results post mortem on various strategies and initiatives. Maintain an awareness of industry trends and innovations and the position of the business relative to other businesses within the Bank.

Research and gather business, process, and/or financial information. Perform basic ad hoc analyses to support business decisions. Provide feedback and recommendations to management regarding results.
Support Regional, Area and Branch managers on network related issues: lease renewals, relocations, renovations, closures/consolidations, new branches, ATMs, market information and reporting.
Develop and produce standard and ad hoc departmental reports and spreadsheets to include but not limited to project or product strategy analysis, profitability, historical reporting, work flow analysis, statistical analysis, and financial analysis.
Analyze customer and competitive behavior across all channels and identify emerging trends to improve network profitability. Review the impact of past decisions and actions to determine if desired changes occurred.
Analyze customer and competitive behavior across all channels and identify emerging trends to improve network profitability. Review the impact of past decisions and actions to determine if desired changes occurred.
Provide relevant information to the management team for development of decisions/recommendations for branch and off premise ATM projects including lease renewals, consolidations, capital projects, de novos and new ATM proposals.
Provide the financial analysis illustrating the impact of distribution recommendations. Evaluate performance metrics including staffing levels, sales trends, retention metrics, transaction metrics, competition, and financial performance among others.
Understand and influence distribution strategies with the emphasis of reducing cost while optimizing distribution across various physical (Branch & Off Premise ATMs) and digital channels.
Identify emerging trends towards improving network performance and profitability by analyzing customer and competitive behavior across all channels.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.

Develop relationships and provide direction to various business partners including Regional Market Management, CRA, Finance, Incentive, Legal, Corporate Real Estate, and Construction. Partner with Corporate Real Estate and Market Management to coordinate lease renewal decisions for branches and off premise ATMs. May manage multiple existing, complex vendor relationships and identify areas for vendor engagement, vendor selection and negotiation in support of M&T’s retail strategy.

Acts as a mentor and coach for other members of the team and partners to remove / navigate roadblocks for the team.

Bachelor’s degree plus a minimum of 4 years banking or finance experience, or in lieu of a degree, a combined minimum of 8 years’ higher education and/or work experience.
Financial Modeling experience
Proficient in relevant spreadsheet, word processing, and presentation software.
Candidate must have strong analytic, problem solving and critical thinking skills.
Candidate should possess excellent interpersonal, written/verbal communication, leadership and project management skills.

Possess a strong understanding of ATMs
Banking Retail
Finance experience
Knowledge of MS Access / SAS
Mapping skills preferred (ie: MapInfo)
We encourage candidates with relevant military experience to apply.  

Periodic travel required.

About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.