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Group Manager II - Chief Compliance and Policy Manager - 3DHW0 in Baltimore, MD at M&T Bank

Date Posted: 4/3/2018

Job Snapshot

Job Description

M&T Realty Capital Corporation is a full-service mortgage banking company that specializes in providing competitive financing nationwide for commercial properties, including multifamily, healthcare facilities, office, industrial, retail, and student, senior, and military housing. As a wholly-owned subsidiary of M&T Bank—one of the 20 largest US headquartered commercial bank holding companies—we have direct access to commercial/multifamily mortgage capital markets, and are fully accredited lenders for:

FUNCTION:
 
Manages quality control for all areas of MTRCC.
 
 
POSITION RESPONSIBILITIES:
 
Review all loan approvals for compliance with approval policies and credit authority (QC)
Sign off on all rate locks to assure all waivers are approved and in deal management. (QC)
Review and compare conditions to closing with commitments and loan documents prior to closing
Spot check insurance files on a routine basis for compliance
Maintain files for all audits and quality control compliance reports
Monitor and maintain all policies and procedures for MTRCC.  Review and report on compliance with MTRCC lending policy on a quarterly basis.  Attend and provide report at MTRCC board meetings.   Provide QC function over rate lock procedures, including Investor approval and exposure tracking. 
Work with CFO on all presentations to executive management, including generation of the quarterly dash board report, summary of new initiatives and risks. 
Review asset management action plans for all watch list credits with the goal of helping to assess risk and collateral deficiencies. Work with Asset management on Maturity management to help assess refinance ability of maturing loans.  Direct asset management in proactive asset resolution strategies for watch list and defaulted loans.
Primary coordinator for all audits.
Attend staff meeting for all areas as needed to assure better communication among the groups
Obtain annual warehouse line of credit approvals from SLC any temporary increases required.
Work with origination to document all correspondent agreements and any addendums or amendments required.
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
 
NATURE AND SCOPE:
Contact with senior management and EVP on a regular basis. 
 

MINIMUM QUALIFICATIONS REQUIRED:
Bachelor’s degree and a minimum of 15 years’ relevant experience, or in lieu of a degree a combined minimum of 19 years’ higher education and/or work experience, including a minimum of 15 years relevant experience.Understanding of other businesses affecting role
 
IDEAL QUALIFICATIONS:
We encourage candidates with relevant military experience to apply.

 
About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T.  As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future. 

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.