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Healthcare Underwriter - M&T Realty Capital Corp - 3DFUK in Baltimore, MD at M&T Bank

Date Posted: 4/17/2018

Job Snapshot

Job Description

M&T Realty Capital Corporation is a full-service mortgage banking company that specializes in providing competitive financing nationwide for commercial properties, including multifamily, healthcare facilities, office, industrial, retail, and student, senior, and military housing. As a wholly-owned subsidiary of M&T Bank—one of the 20 largest US headquartered commercial bank holding companies—we have direct access to commercial/multifamily mortgage capital markets, and are fully accredited lenders for:
Basic Function:
Underwriter specializing in Healthcare Underwriting.

Position Responsibilities:
Position responsibilities include some or all of the following depending on product specialty:
Analyze/Spread operating statements for healthcare, multifamily or commercial loan transactions in accordance with specific investor guidelines
Responsible for accurate loan sizing and overall risk assessment prior to/or after application utilizing specific Investor underwriting guidelines and requirements
Interview prospective borrowers and property managers to obtain critical property, management, and borrower details for each transaction
Work closely with loan originators to help negotiate deal terms and resolve outstanding issues
Interact with respective Investor Representatives (Fannie Mae, Freddie Mac, Life, HUD, etc) regarding loan transaction terms and waivers
Inspect property in accordance with Investor guidelines (travel required-national)
Obtain and review all third party reports associated with each transaction as required by specific investor.
Completion of underwriting narrative/committee package
Review of commitment letter and handoff to loan closing department

Basic Qualifications:
Bachelors or equivalent in work experience
3 year’s healthcare underwriting experience
Good verbal and written communication skills
Good analytical skills
Proficiency Excel and Word programs
Ability to multi-task
Strong verbal and written communication skills
Strong analytical skills

Ideal Qualifications:
FHA MAP designation plus 232/LEAN certification a plus
About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.