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Multi-Family Commercial Real Estate Analyst - 3DH4X in Baltimore, MD at M&T Bank

Date Posted: 4/15/2018

Job Snapshot

Job Description

M&T Realty Capital Corporation is a full-service mortgage banking company that specializes in providing competitive financing nationwide for commercial properties, including multifamily, healthcare facilities, office, industrial, retail, and student, senior, and military housing. As a wholly-owned subsidiary of M&T Bank—one of the 20 largest US headquartered commercial bank holding companies—we have direct access to commercial/multifamily mortgage capital markets, and are fully accredited lenders for:

Basic Function:
This candidate will work directly with M&T Realty Capital Corporation’s (M&T RCC) underwriting staff, loan originators and its customers in an effort to help identify the ideal execution and underwrite multifamily permanent Agency mortgage loans through the Fannie Mae DUS or Freddie Mac Seller/Servicer programs, or other programs (i.e. Life Company or Conduit Loans) that best meet the customer’s needs and financing objects.     
  • Perform accurate loan sizing and overall risk assessment, as well as Sponsorship credit worthiness, providing supportable mitigates to minimize any risk identified.
  • Review Fannie Mae and Freddie Mac guidelines in order to ensure that the transaction is Agency compliant, as well as keep current with changes to Agency guidelines.
  • Work closely with Origination to assist in negotiating deal terms, if necessary.
  • Identify all product waivers and prepare a submission package to the respective Agency for approval.
  • Perform property inspections (travel-required-National territory).
  • Review of the Application Letter and hand-off transaction to assigned underwriter and processor.
  • Interact with Fannie Mae and Freddie Mac representatives regarding loan transaction terms. 
Minimum Qualifications Bachelor's Degree, or in lieu of degree 4 year's of relevant work experience
1 year of work experience in income producing property underwriting or equivalent relevant education
2 years of finance experience or equivalent relevant education
Excellent interpersonal skills.
Excellent analytical skills.
Ability to simultaneously manage several loan transactions.
Strong knowledge of Microsoft Office systems particularly Excel and Word.
Strong analytical and problem solving skills to identify issues early that may impact a transaction and come up with solutions to mitigate, if possible, transaction issues.  
Ideal Qualifications:
Fannie Mae/Freddie Mac multifamily underwriting experience.
National multi-family market knowledge.
We encourage candidates with relevant military experience to apply
About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T.  As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future. 

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.