Career Search

Portfolio Manager II, Government Banking - 3DLEM in Baltimore, MD at M&T Bank

Date Posted: 10/12/2018

Job Snapshot

Job Description

Job Title: Portfolio Manager II, Government Banking
Location: Baltimore, MD
Provide support to the Business Unit with respect to credit portfolio management, regulatory and compliance activities, operational issues, and workflow efficiency.
 Essential Responsibilities:
  • Develop a thorough understanding of the Business Unit, its functions, processes and operations. 
  • Liaison between Commercial Banking Relationship Managers and the Credit Division (Loan Analysis and Credit Shared Services) for facilitating credit needs of customers. Includes documenting and tracking of relevant information, reports and memos to ensure necessary credit approvals are obtained, documented and adhered through closing and maintenance.
  • Analyze financial information under direction of the Business Unit’s Credit Manager and Senior Portfolio Manager.
  • Monitor credit performance of customer portfolios and alert management to changes that may require action to ensure risk mitigation in order to minimize potential losses.
  • Support Relationship Managers in related portfolio management activities, whether related to credit, depository or other banking services.
  • Assist in monitoring daily departmental workflow and identify and implement opportunities to improve workflow efficiency.
  • Participate in the planning and implementation of new projects, products, programs, and plans to achieve short and long term Business Unit objectives.
  • As necessary act as a liaison between the Business Unit and other areas of the Bank on projects.
  • Research and resolve complex customer issues.
  • Understand and adhere to the Company’s and the Business Unit’s risk and regulatory standards, policies, controls and risk appetite statement. Escalate significant risk-related issues, events and/or unresolved matters to management.
  • Promote an environment that supports diversity and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.
Minimum Qualifications Required:
Bachelor's degree in Accounting/Finance or related field with a minimum of four years
Accounting, Finance or Credit or relevant experience or in lieu of a degree a combined minimum
of eight years higher education and/or work experience to include a minimum of four years of
Accounting, Finance or Credit or relevant experience.
Ideal Qualifications Preferred:
  • Commercial lending experience.
  • Solid knowledge of personal computers.
  • Knowledge of credit principles.
  • Highly motivated, detail-oriented self-starter.
  • Excellent communication and organization skills.
  • Ability to interact with external and internal personnel using tact and diplomacy.
  • Ability to work under critical time constraints.
  • We encourage candidates with relevant military experience to apply.

About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer. M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.