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Private Banking Counsel - 3DHQ7 in Buffalo, NY at M&T Bank

Date Posted: 8/9/2018

Job Snapshot

  • Employee Type:
    Full-Time
  • Location:
    Buffalo, NY
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:
    8/9/2018
  • Job ID:
    3DHQ7

Job Description

M&T Bank

Counsel – Private Banking

Buffalo, NY, Wilmington, DE or NYC, NY


 


The successful candidate will be located in (i) Buffalo, NY (ii) New York City, or (iii) Wilmington, Delaware, and will be providing primary legal counsel and support to Wilmington Trust’s Wealth Management Private Banking division.  This includes Private Banking products and services, advisory lending and banking, bridge financing, securities-based lines of credit, specialized asset-backed loans, and other financial products and services.  More specifically, the successful candidate will assist in:

 

Supporting and advising Private Bankers with respect to consumer and commercial lending transactions, deposit accounts and retirement accounts.

 

Serve as Private Banking’s primary contact in Legal Department for all legal issue

Advise on Private Banking expansion in new markets

 

Approve and oversee outside legal counsel used by Private Banking to close credit transactions

 

Address day-to-day legal issues on new and existing credit transactions, including reviewing, negotiating and revising credit documents

 

Monitor and advise Private Banking on any relevant federal and state laws, regulations and guidelines relating to credit (e.g., UCC Article 9, ECOA and Regulation B, FCRA, Fair Lending, Anti-Tying Regulations, etc.)

 

Review powers of attorney and trust agreements, and similar documents including:  negotiating and drafting modifications to the business’s standard loan documents and assisting business with custom credit solutions

 

Identify legal risks associated with Private Banking products and services; collaborating with the business to develop plans to mitigate such risks with a view towards the risk appetite of the organization 

 

Working cooperatively with primary subject matter experts in the Legal Division

 

Partnering with other areas of the organization on Private Banking matters

 

Providing legal analysis of new business opportunities and new service offerings

Minimum Qualifications

 

 J.D. degree required.  Licensed to practice law in New York or Delaware (or ability to obtain an in-house counsel license in New York or Delaware, as applicable).   

Minimum of 4 years of attorney experience  

Ability to handle multiple tasks, prioritize work in a deadline-intensive environment

Ability to understand and integrate details of business/operational/systemic environment in applying legal and policy requirements

Strong substantive background with federal and state consumer financial services laws, and in particular, Regulation B, Regulation E, Regulation Z, and Regulation DD.

Experience identifying, evaluating and escalating legal risk issues

Strong communication skills to deal with internal and external constituencies, including senior business leaders; external counsel; regulatory officials; risk, compliance and audit counterparts at the organization

Exceptional written and verbal communications skills; ability to communicate and relate at all levels of the organization

 Strong interpersonal and teamwork skills and ability to influence through collaboration

#LI-KB1M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.