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Wholesale Client Services Representative II - 3DIDZ in Holladay, UT at M&T Bank

Date Posted: 5/9/2018

Job Snapshot

Job Description

Basic Function
Responsible for processing conventional and government loan requests based on product, underwriting, state specific and investor guidelines ensuring adherence to compliance regulations.
Essential Position Responsibilities
Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker/correspondent, and co-workers to ensure a seamless and positive application experience. Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, CoreLogic LoanSafe, appraisal, etc. Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines. Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met. Work closely with underwriting to quickly resolve any issues or concerns. Perform other administrative duties supporting the origination department including, but not limited to: coordinating with the broker/correspondent, preparing and mailing commitment letters, title and homeowner’s insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists. Ensures adherence to all regulatory requirements and guidelines. Strong analytical background to evaluate changes required to all regulatory documents. Work closely with both Internal and External Customers such as co-workers, brokers and correspondents.
Minimum Qualifications
Associates Degree or two years equivalent work experience. One to two years prior mortgage and/or financial industry experience. Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe. Ability to make sound decisions based on information provided. Knowledge of Product, Investor and Compliance Requirements. Versatility and flexibility working within an ever changing fast paced mortgage environment. Adapting to new policies and procedures to improve processes and workflow. Ability to function independently within time constraints. Excellent verbal and written communication skills. Highly organized with the ability to multitask. Strong attention to detail. Prioritization of daily workload. Ability to work in a team environment. Strong work ethic, reliable and dependable.

 

About M&T
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T.  As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.

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