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Wholesale Client Services Representative III - 3DIB9 in Holladay, UT at M&T Bank

Date Posted: 5/1/2018

Job Snapshot

Job Description

Wholesale Client Services Representative III
6405 South 3000 East, Holladay, Utah
Basic Function:
Seasoned processor with a strong analytical ability to assess conventional and government loan requests based on a thorough knowledge of product, underwriting, and investor guidelines.

Essential Position Responsibilities:
Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker/correspondent, and co-workers to ensure a seamless and positive application experience.
Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, Corelogic LoanSafe, appraisal, bank statements, etc.
Notifies all necessary parties of irregularities relative to standard mortgage guidelines on a timely basis.
Monitors, updates and analyzes credit reports, appraisals, income documentation, and all verifications to ensure they adhere to product, underwriting and investor guidelines.
Performs other administrative duties supporting the origination department including, but not limited to: coordinating with the broker/correspondent, preparing and mailing commitment letters, review title and homeowner’s insurance, mailing loan suspend notices, providing the broker/correspondent with additional documentation, and all applicable processing checklists.
Scrutinizes loan applications to assess qualification, and is able to restructure a loan or recommend solutions.
Reviews and accepts loan conditions based on underwriter requirements.
Ensures adherence to all regulatory requirements and guidelines.
Strong analytical/mathematical background to evaluate changes to borrower’s current fee structure, allowable changes to those fees and the re-creation of the required regulatory documents.

Minimum Qualifications:
Associates Degree or two years equivalent work experience.
Minimum of two years prior mortgage processing or underwriting experience.  
Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe.
Proven ability to make sound decisions based on information provided.
Knowledge of Product, Investor and Compliance requirements.
Demonstrated versatility and flexibility working within an ever changing fast paced mortgage environment.
Proven ability to adapt to new policies and procedures to improve processes and workflow.
Demonstrated ability to function independently within time constraints.
Excellent verbal and written communication skills.
Highly organized with the ability to multitask.
Strong attention to detail.
Prioritization of daily workload.
Demonstrated ability to work in a team environment.
Strong work ethic, reliable and dependable.
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.
Apply today at!

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer.
M&T Bank Corporation does not sponsor individuals for the purpose of obtaining H-1 Visas.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.


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